# James Taverner Mortgage

> Southern California mortgage guidance from James Taverner, a licensed mortgage broker with Lunar Home Loans.

James Taverner helps homebuyers and homeowners understand their mortgage options throughout Southern California, including Riverside County, San Bernardino County, Orange County, and San Diego County. His primary focus includes first time homebuyers, purchase loans, refinancing, FHA loans, VA loans, conventional loans, and down payment assistance.

James Taverner NMLS: 1369773
Lunar Home Loans company NMLS: 1986844

## Main Pages

- [Home](https://www.jamestavernermortgage.com/)
- [Buy a Home](https://www.jamestavernermortgage.com/buy-a-home)
- [Refinance](https://www.jamestavernermortgage.com/refinance)
- [Mortgage Education](https://www.jamestavernermortgage.com/education)
- [About James Taverner](https://www.jamestavernermortgage.com/about)
- [Contact James](https://www.jamestavernermortgage.com/contact)
- [Apply for a Mortgage](https://www.jamestavernermortgage.com/apply)
- [Client Reviews](https://jamestavernerreviews.com/)

## Mortgage Education

The education section provides simple explanations about mortgage qualification, interest rates, affordability, applying for a mortgage, choosing a mortgage lender, and down payment assistance.

## Service Area

James primarily serves homebuyers and homeowners throughout Southern California. Information on this website is general educational information. Mortgage eligibility, rates, payments, and loan terms depend on the borrower and transaction.